Mckinnies Mortgage Team

Your Award Winning Michiana Mortgage Team

My mission is to carefully guide my clients through the entire home loan process so they feel confident about the important financial decisions they are making.

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Hannah Jozwiak

Hannah Jozwiak

NMLS#: 1638397
Licensed Team Production Manager – Preapproval Specialist

Hannah helps oversee the operations of the entire McKinnies Team, with a primary focus on being a preapproval expert. When a new borrower contacts our team, Hannah helps ensure a first class borrower experience when issuing speedy and trustworthy preapproval letters.

Laura Smith

Laura Smith

NMLS#: 1136580
Licensed Transaction Manager – Contract to Closing Specialist

Once a borrower has a new contract on a home or they begin the refinance process, Laura will help our clients navigate the mortgage experience all the way to a successful loan closing. You can trust that Laura will never leave the borrower or our Realtor partners wondering what is happening. Laura also helps provide service after the loan closes. She ensures we provide unmatched communication you can count on.

Mary Dunbar

Mary Dunbar

NMLS#: 125042
Licensed Production Partner and Marketing Assistant

Mary does a little bit of everything for the team! She primarily helps the team with loan file quality, by reviewing our borrower’s loan files to make sure we are issuing trustworthy preapprovals. Mary also helps the team with business development initiatives and various marketing strategies.

Elise Rowland

Elise Romans

NMLS#: 2070987
Licensed Production Assistant – Lead-Intake and Preapproval Specialist

Elise will help our clients navigate the initial steps in the home purchase or refinance process. During this first step, Elise will help new borrowers start the preapproval process by collecting initial borrower information for the application.

Sara Mckinnies

Sara McKinnies

Personal Marketing Assistant

Sara helps Jonathan with marketing initiatives and database management. Sara’s primary objective is to help Jonathan serve his VIP clients and business partners with uncompromising excellence.

Pre-approvals you can trust. Communication you can count on.

Jonathan began his career in the mortgage industry in 2006. His team consistently serves over 200 families per year in the Michiana (South Bend, Elkhart, Mishawaka, Goshen, Niles, Benton Harbor) area. He joined Hallmark Home Mortgage in 2009 where he has been consistently recognized as a member of the Hallmark Home Mortgage Hall of Fame; an award given only to the top producing loan officers in the company. He’s achieved this success by focusing on the people he serves. A mortgage transaction is about a person’s HOME, and Jonathan keeps this in mind by carefully guiding his clients through the entire home loan process, so they can feel confident about the decision they are making.

Nearly 100% of Jonathan’s current clients are referrals from previous satisfied customers, real estate agents, and other business partners in the Michiana area. The mortgage lending process is increasingly complicated, make it easy by trusting a professional award winning team.

Awards and Honors


2018 Ranked #1 Mortgage Lender in South Bend and #9 in Indiana by “Ask a Lender”


2018 South Bend Regional Chamber of Commerce 40 Under 40 Class


2017 Ranked in top 10 loan officers nationally for customer satisfaction on Social Survey


2017 Greater South Bend Mishawaka Association of Realtors Affiliate of the Year


Hallmark Home Mortgage 2015 MVP Award and 2016-2017 President’s Club

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Purchase and Refinance Options

Through Hallmark Mortgages, I am able to offer a variety of loan products designed to meet the unique needs of a buyer.




bond loans

Bond Loans

doctor loans

Doctor Loans

fha loans

FHA Loans

toolbox loans

Toolbox Loans

USDA loans

USDA Loans

VA Loans

VA Loans

Purchasing or Refinancing a Home? Let's Get Started.


Stephen M.
South Bend, IN
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"We have purchased multiple properties with Jonathon’s assistance. He is thorough and helps to make the process simple. He (and his team) is an excellent communicator and has superior follow through. More importantly, his love of God and family, make him the only choice for our business."
Brant G.
Nappanee, IN
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"Jonathan went above and beyond in helping secure us a loan, and had great communication from the beginning to the end"
Kyle C.
Walkerton, IN
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"Lots of communication. Always reachable if there were any questions or problems. Very professional and thorough even with a difficult situation and mortgage"
Matthew G.
South Bend, IN
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"I appreciated Jonathan and Team being willing to talk through the details of our financing structure for our home purchase. We had multiple considerations with the property being an active remodel and he helped us manage all of the options and confidently decide on a plan of action."
Lauren G.
South Bend, IN
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"The communication and clarity were helpful throughout the process. Any questions or concerns were answered, and they were willing to have detailed phonecalls whenever we needed them."
Katlyn L.
South Bend, IN
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"From the start of the homebuying process, I had the odds stacked against me. Single mother. Still in a home loan due to being in the middle of a divorce, etc. But Jonathan and his team made this happen! Even after the loan was closed, Laura Smith and Jonathan made sure I was still getting taken care of and helpful hints for the future. I could never thank them enough for making sure I made this happen for my girls and I."

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Podcast with Jonathan McKinnies

5.0 star review received on for Jonathan McKinnies Team by Christine E G - Excellent personal availability to answer our questions.


5.0 star review received on for Jonathan McKinnies Team by Kimberly J P - Hannah was excellent to work with all the way through the process. She was very informative and proactive as well. Hannah made sure I knew what she was doing every step of the way and made sure to answer any of my questions. She offered to call when anything seemed a little more complicated and was very pleasant. I will be highly recommending her to anyone and everyone I know going through the house buying process.

Mortgage Industry

The Hallmark Difference

Hallmark Home Mortgage was built around people, the people who entrust us with the financing of their home and the people who work to ensure that financing is successful. Our experienced and dedicated professionals guarantee that Hallmark lives up to its name by providing unmatched quality and a long-standing tradition of service.

We strive to enrich the lives of our employees, as well, and value the time and talent they spend serving Hallmark’s customers and our greater communities.

Contact Us

Send Us a Message

Readers Choice 2017-2023
Top Performers

Corporate Contact

7421 Coldwater Road
Fort Wayne, IN 46825
Toll Free: 888.490.1428
Main Office: 260.469.0900


Complaints may be directed to Hallmark at 855.249.7731 or an email may be sent to:

Hallmark Home Mortgage, LLC (NMLS # 53441) is not licensed to originate in all states. All rights reserved. NOTICE: All loans are subject to credit, underwriting, and property approval guidelines. Offered loan products may vary by state. There is no guarantee that all borrowers will qualify. This is not a commitment to lend nor an offer to enter into a rate lock agreement. Terms, conditions and programs are subject to change without notice. Certain limitations apply. Contact us for additional details. Not all offices are licensed in all states. Visit: for complete licensing information.

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