Your Award Winning Michiana Mortgage Team

My mission is to carefully guide my clients through the entire home loan process so they feel confident about the important financial decisions they are making.

Hannah Jozwiak

Licensed Team Production Manager – Preapproval Specialist

Hannah helps oversee the operations of the entire McKinnies Team, with a primary focus on being a preapproval expert. When a new borrower contacts our team, Hannah helps ensure a first class borrower experience when issuing speedy and trustworthy preapproval letters.

NMLS#: 1638397

Laura Smith

Licensed Transaction Manager – Contract to Closing Specialist

Once a borrower has a new contract on a home or they begin the refinance process, Laura will help our clients navigate the mortgage experience all the way to a successful loan closing. You can trust that Laura will never leave the borrower or our Realtor partners wondering what is happening. Laura also helps provide service after the loan closes. She ensures we provide unmatched communication you can count on.

NMLS#: 1136580

Mary Dunbar

Licensed Production Partner and Marketing Assistant

Mary does a little bit of everything for the team! She primarily helps the team with loan file quality, by reviewing our borrower’s loan files to make sure we are issuing trustworthy preapprovals. Mary also helps the team with business development initiatives and various marketing strategies.

NMLS#: 125042

Elise Romans

Licensed Production Assistant – Lead-Intake and Preapproval Specialist

Elise will help our clients navigate the initial steps in the home purchase or refinance process. During this first step, Elise will help new borrowers start the preapproval process by collecting initial borrower information for the application.

NMLS#: 2070987

Sara McKinnies

Personal Marketing Assistant

Sara helps Jonathan with marketing initiatives and database management. Sara’s primary objective is to help Jonathan serve his VIP clients and business partners with uncompromising excellence.


Pre-approvals you can trust. Communication you can count on.

Jonathan began his career in the mortgage industry in 2006. His team consistently serves over 200 families per year in the Michiana (South Bend, Elkhart, Mishawaka, Goshen, Niles, Benton Harbor) area. He joined Hallmark Home Mortgage in 2009 where he has been consistently recognized as a member of the Hallmark Home Mortgage Hall of Fame; an award given only to the top producing loan officers in the company. He’s achieved this success by focusing on the people he serves. A mortgage transaction is about a person’s HOME, and Jonathan keeps this in mind by carefully guiding his clients through the entire home loan process, so they can feel confident about the decision they are making.

Nearly 100% of Jonathan’s current clients are referrals from previous satisfied customers, real estate agents, and other business partners in the Michiana area. The mortgage lending process is increasingly complicated, make it easy by trusting a professional award winning team.

Awards and Honors

2018 Ranked #1 Mortgage Lender in South Bend and #9 in Indiana by “Ask a Lender”

2018 South Bend Regional Chamber of Commerce 40 Under 40 Class

2017 Ranked in top 10 loan officers nationally for customer satisfaction on Social Survey

2017 Greater South Bend Mishawaka Association of Realtors Affiliate of the Year

Hallmark Home Mortgage 2015 MVP Award and 2016-2017 President’s Club

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Purchase and Refinance Options

Through Hallmark Mortgages, I am able to offer a variety of loan products designed to meet the unique needs of a buyer.



Bond Loans

Doctor Loans

FHA Loans

Toolbox Loans

USDA Loans

VA Loans

Purchasing or Refinancing a Home? Let's Get Started.


Anthony M.
Mishawaka, IN
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The McKinnies Team was outstanding. I was referred to them from my brother and they did not disappoint. They were available with a quick response every step of the way answering any and all questions. The worked hard to get me the best deal available and what I was comfortable with. They did an excellent job and I am very happy. I look forward to working with them again in the future.
Emma O.
South Bend, IN
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Phenomenal employees who did everything they could to make the process easier for us. Everyone was very friendly and personable.
David H.
South Bend, IN
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Jonathan and his team are head and shoulders above all the other mortgage providers I've ever dealt with. We moved from Arizona to Indiana and the communication and responsiveness of the team erased the miles that separated us. Obtaining a mortgage through Hallmark, especially with Jonathan and his team was honestly one of the least stressful aspects of our relocation.
Benjamin D.
Granger, IN
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Everyone was extremely pleasant and professional to work with and made sure I always knew how to reach out to if I needed anything. From the initial prequalification process to closing, the entire experience was made as easy and painless as possible. Beyond the people element, I found the online portal to be extremely helpful. It made both uploading documents and signing easy- which was so nice for me given that I was 1,500 miles away. From start to finish, you were all fantastic. Becoming first-time homebuyers from across the country initially felt very daunting, but the Hallmark team did so much to make it accessible. Thank you!
Tracey M.
Osceola, IN
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Jonathan and his team were absolutely wonderful from start to finish. Their levels of communication and follow-through were impressive and so greatly appreciated! I would highly recommend this team to anyone needing mortgage services! Thank you all for providing superior customer service! These days, that's not easy to find!
Michael M.
Elkhart, IN
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The team was friendly and had great communication.

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Podcast with Jonathan McKinnies

Nothing more gratifying than figuring out a solution and finding a way to say YES to some amazing first-time homebuyers! Congratulations!! 🎉🎊 🏡 #YourCommunityLender #solutions #homesweethome


Another great closing for an incredible first time buyer! Congrats Miranda!!


Skip the paperwork with our eHome technology. eHome will guide you throughout the entire process. #HHM #YourCommunityLender #HallmarkHomeMortgage #eHome #hhmtv #HomeMortgage #Mortgage #MortgageLender

Are you a Veteran who has been denied a VA loan due to a low credit score? With our ever-expanding product line, we are excited to announce we have lowered our minimum required FICO score for VA loans! Contact me today for more details! #HHM #YourCommunityLender

Tap into your home equity. Get your cash with a fixed-rate home equity loan and save compared to a cash-out refinance. Contact us today to learn more. #HHM #YourCommunityLender #HallmarkHomeMortgage #eHome #hhmtv #HomeMortgage #Mortgage

Has a lower credit score been holding you back? Hallmark Home Mortgage now offers FHA financing with credit scores as low as 580! Contact us today to learn more, and see if you qualify! #HHM #YourCommunityLender #HallmarkHomeMortgage #eHome #hhmtv #HomeMortgage

The Hallmark Difference

Hallmark Home Mortgage was built around people, the people who entrust us with the financing of their home and the people who work to ensure that financing is successful. Our experienced and dedicated professionals guarantee that Hallmark lives up to its name by providing unmatched quality and a long-standing tradition of service.

We strive to enrich the lives of our employees, as well, and value the time and talent they spend serving Hallmark’s customers and our greater communities.

Contact Us

Send Us a Message


Corporate Contact

7421 Coldwater Road
Fort Wayne, IN 46825
Toll Free: 888.490.1428
Main Office: 260.469.0900


Complaints may be directed to Hallmark at 855.249.7731 or an email may be sent to:

Hallmark Home Mortgage, LLC (NMLS # 53441) is not licensed to originate in all states. All rights reserved. NOTICE: All loans are subject to credit, underwriting, and property approval guidelines. Offered loan products may vary by state. There is no guarantee that all borrowers will qualify. This is not a commitment to lend nor an offer to enter into a rate lock agreement. Terms, conditions and programs are subject to change without notice. Certain limitations apply. Contact us for additional details. Not all offices are licensed in all states. Visit: for complete licensing information.

Copyright © 2023 Jonathan McKinnies. All rights reserved.