Jonathan McKinnies
NMLS #226786
IN – DFI MLO: 12606 | MI – DIFS MLO: 226786

Purchasing or Refinancing?

Purchasing or Refinancing a Home? Let's Get Started.

Pre-approvals you can trust.
Communication you can count on.

Jonathan began his career in the mortgage industry in 2006. His team consistently serves over 200 families per year in the Michiana (South Bend, Elkhart, Mishawaka, Goshen, Niles, Benton Harbor) area. He joined Hallmark Home Mortgage in 2009 where he has been consistently recognized as a member of the Hallmark Home Mortgage Hall of Fame; an award given only to the top producing loan officers in the company. He’s achieved this success by focusing on the people he serves. A mortgage transaction is about a person’s HOME, and Jonathan keeps this in mind by carefully guiding his clients through the entire home loan process, so they can feel confident about the decision they are making.

Nearly 100% of Jonathan’s current clients are referrals from previous satisfied customers, real estate agents, and other business partners in the Michiana area. The mortgage lending process is increasingly complicated, make it easy by trusting a professional award winning team.

Awards and Honors

2018 Ranked #1 Mortgage Lender in South Bend and #9 in Indiana by “Ask a Lender”
2018 South Bend Regional Chamber of Commerce 40 Under 40 Class
2017 Ranked in top 10 loan officers nationally for customer satisfaction on Social Survey
2017 Greater South Bend Mishawaka Association of Realtors Affiliate of the Year
Hallmark Home Mortgage 2015 MVP Award and 2016-2017 President’s Club

Purchase and Refinance Options

Through Hallmark Mortgages, I am able to offer a variety of loan products designed to meet the unique needs of a buyer.



Bond Loans

Doctor Loans

FHA Loans

Toolbox Loans

USDA Loans

VA Loans


South Bend, IN
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The team was great from beginning to end. Laura was super helpful in answering all my questions. The team made sure I airways knew what was going on and what my next steps were. Thank you all very much. I will definitely use you guys in the future.
South Bend, IN
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Very professional and knowledgeable team! Took care of everything and made the whole home buying experience as stress free as can be! Couldn’t be happier.
South Bend, IN
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Jonathan and his team walked us through every part of the homebuying and mortgage process with clarity, friendliness, and professionalism. We were so glad to have them on our side.
Mishawaka, IN
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The Jonathan McKinnies Team went above and beyond to communicate, respond to questions, and ensure that our closing was on time and smooth. We would highly recommend their services.
Mishawaka, IN
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Jonathan is patient, kind, reassuring and has a wealth of knowledge in determining what would work best for my family. He assisted me in my original mortgage, my daughter's first mortgage and my refinancing. I would highly recommend Jonathan and his team.
Osceola, IN
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The customer service we received was amazing! Your team was attentive to our needs and always took time to answer questions and explain every detail. We were fully informed of our options and that allowed us to be competitive buyers in this crazy market! Thank you so much! Repeat customers!

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The Hallmark Difference

Hallmark Home Mortgage was build around people, the people who entrust us with the financing of their home and the people who work to ensure that financing is successful. Our experienced and dedicated professionals guarantee that Hallmark lives up to its name by providing unmatched quality and a long – standing tradition of service. We strive to enrich the lives of our employees, as well, and value time and talent they spend serving of our employees, as well, and value the time and talent they spend serving Hallmark’s customers and our greater communities

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