Purchasing or Refinancing a Home? Let's Get Started.

The McKinnies Team – Your Michiana Community Lender
Jonathan began his career in the mortgage industry in 2006. His team consistently serves over 200 families per year in the Michiana (Northern Indiana/Southwest Michigan) area. He joined Hallmark Home Mortgage in 2009 where he has been consistently recognized as a member of the Hallmark Hall of Fame; an award given only to the top producing loan officers in the company. He’s achieved this success by focusing on the people he serves. A mortgage transaction is about a person’s HOME, and Jonathan keeps this in mind by carefully guiding his clients through the entire home loan process, so they can feel confident about the decision they are making. Nearly 100% of Jonathan’s current clients are referrals from previous satisfied customers, real estate agents, and other business partners in the Michiana area. The mortgage lending process is increasingly complicated, make it easy by trusting a professional award-winning team.
Awards and Honors
2018 Ranked #1 Mortgage Lender in South Bend and #9 in Indiana by “Ask a Lender”
2018 South Bend Regional Chamber of Commerce 40 Under 40 Class
2017 Ranked in top 10 loan officers nationally for customer satisfaction on Social Survey
2017 Greater South Bend Mishawaka Association of Realtors Affiliate of the Year
Hallmark Home Mortgage 2015 MVP Award and 2016-2017 President’s Club
Purchase and Refinance Options
Through Hallmark Home Mortgage, I am able to offer a variety of loan products designed to meet the unique needs of every buyer.
Conventional Loans
Hallmark Home Mortgage offers traditional conventional mortgage loans with fixed rates and a variety of term lengths.
Construction Loans
Hallmark has developed a number of programs to help with home constructions. Apply today and one of our Mortgage Loan Originators will help you find the best loan option for you.
Bond Programs
Hallmark offers programs through IHCDA, OHFA, MSHDA, and CHFA to help homebuyers realize their dreams.
Doctor Loans
Hallmark Home Mortgage offers doctor loan programs to those in the medical profession. We offer a 100% loan to value option.
FHA Loans
Our FHA Loans offer a 3.5% down payment option and are forgiving to those with imperfect credit. We also offer financing for manufactured homes. Homeowners with minimal equity can benefit from FHA refinancing.
Toolbox Loans
The Toolbox Renovation Loan is exclusive to Hallmark Home Mortgage. It allows for repairs, updates and/or add-ons to turn a house you "like" into one you "love"
USDA Loans
USDA Loans aren't just for farm residences, we can help you determine if the property you want to purchase qualifies. USDA Loans require no down payment and offer competitive 30 year fixed rates. There is an affordable guarantee fee and no mortgage insurance or prepayment penalty.
VA Loans
VA Loans are a 0% down loan option for those who have served or are currently serving. Candidates must be qualified by the Veterans Administration.
Contact Us
Here is a link to more info on the Recast Process - conta.cc/3swfNbF


Building - Dedicated to Improvement - Interview with Matt Schrock VP of DJ construction

Vice President of DJ Construction, Matt Schrock knows a thing or two about building, but it's more about people than it is about edifices. In this interview Matt and Jonathan talk about the lessons Matt learned that helped build him into the leader he is today and the importance of building others. The words we speak and the time and attention we give can have a lasting impact on the lives of others. Just as we can build others, we can similarly weaken or destroy others by these same actions. Matt shares some insight in how we can be more proactive in our efforts to "build".